stop renting, start living.
Own your home with a 2% deposit upfront.
We are here to affordably fast-track your path to home ownership.
Lock in your purchase price today and pay no interest.
Move in with only a 2% deposit today.
Settle within 24 months later and be entitled to your Contract Completion Incentive, equivalent to 50% of the rent you’ve paid throughout your rent-to-own journey.
Building up a full 10% deposit is hard work. So we created a way for you to lock in your purchase price today, move into your dream place, and accumulate your deposit from the comfort of your own home.
Sounds too good to be true? Here’s the breakdown and what you can expect.
Don’t feel like reading all this and just want to speak to someone? That’s cool too.
Or if you’re more into real-life examples, then meet Lee and Kerry.
The Home2Own Rent-To-Own Process
Still with us? If this is getting confusing, you can check out our real-life example, or just chat to us.
We pay for the body corporate, rental protection insurance, rental management fees etc, out of your monthly rent amount.
It continues this way until your agreed payment period (usually 12-24 months) finishes and you have your deposit ready to go.
Then hopefully your loan application is approved (Go, you good thing! We all love this way!) and you move to settlement. Start planning that housewarming!
Or if you don’t get the bank loan you need for some reason, we’ll help you work out your options. You can either:
Keep renting via H2O and building your deposit.
Decide to move out. You gave it a go! Your 2% deposit and any instalment contributions made will ALWAYS be refunded to you. All you have lost is the rent, which you would have been paying in any case.
And that, my friend, is it.