Plan your deposit building journey with our interactive calculator
Holding Deposit (0.25%)
$0.00
Balance Deposit (1.75%)
$0.00
Total Initial Deposit
$0.00
Monthly Rent
$0.00
Monthly Instalment
$0.00
Total Monthly Payment
$0.00
Deposits & Instalments
$0.00
Contract Completion Incentive
$0.00
Mortgage Required at Settlement
$0.00
0.00%
Understanding the factors that influence your Home₂Own pathway
The value of the property affects your monthly payments, initial payment requirements, and the deposit you are required to build.
Your income, initial payment capability, and current rent all influence your affordability and the financial benefits of the program.
The length of your Home₂Own program affects how big of a deposit you build, your monthly payments, and your timeline to full homeownership.
This calculator provides estimates based on typical program terms and market conditions. Actual figures may vary based on your specific circumstances, property details, and program eligibility. We recommend contacting us for a personalised assessment.
The deposit built represents the portion of your monthly payments that goes toward your future ownership of the home. This amount will be credited toward your purchase when you're ready to buy the home at the end of the program.
Affordability is calculated based on the ratio of your monthly payment to your monthly income. Generally, housing costs should be no more than 30-35% of your monthly income to be considered affordable.
Yes, the Home₂Own program offers flexibility. You can explore different scenarios using this calculator, and our team can work with you to customize a program that fits your specific needs and financial situation.
Apply now or contact our team to discuss your personalized Home₂Own pathway